000			01513cam a22002058i 4500
005			20260212181842.0
020			_a9781398617889
020			_a9781398617902
041			_aENG
082	0	0	_a332.17 _bMIK
100	1		_aMikula, Jason
245	1	0	_aBanking as a service : _bopportunities, challenges, and risks of new banking business models / _cJason Mikula
260			_aNew York : _bKogan Page , _c2025.
300			_axvi, 244 pages ; _c24 cm.
504			_aIncludes bibliographical references and index.
505	0		_aWhat is "banking-as-a-service," and where did it come from? -- Why do fintechs need banking-as-a-service? -- The house that Durbin built : US fintechs' love affair with interchange -- What's in it for banks? Primarily, a low-cost source of deposits -- BaaS business models : loan origination-to-distribute -- What are the different BaaS operating models? -- What is the difference between banking-as-a-service and embedded finance? -- Banking-as-a-service challenges pose questions about model's sustainability -- US case studies : Synapse, Blue Ridge Bank, Goldman Sachs -- UK/EU case studies : Railsr, Griffin, Solaris -- Latin America case studies : Dock, Pomelo -- Asia-Pacific case studies : Standard Chartered, Nium, Airwallex -- Africa case studies : Ukheshe, Jumo, OnePipe -- Middle East case studies : United Payment, QNB, NymCard -- Where does banking-as-a-service go from here?
650		0	_aBanks _vbanking _xTechnological innovations.
650		0	_aFintech.
942			_2ddc _cBK
999			_c24207 _d24207