000			02021nam a22001817a 4500
020			_a9789352994250
041			_aENG
082			_a332.7 _bMUR
100			_aMurali, S.
245			_aBank credit management / _cS. Murali, K. R. Subbakrishna
250			_a3rd Revid. ed.
260			_aMumbai : _bHimalaya Publishing House, _c2023.
300			_a426 pages : _c24 cm.
520			_aCredit administration has been evolving and now more then a century old. In Europe, it is more than three centuries. Banks in India followed their own principles until globalization in economic front including financial sector reforms were initiated in 1990s. In 1988 the committee for International Banking Supervision, Basel (Switzerland) evolved risk weighted approach and capital adequacy known as Basel II was recommended. The main aspects of Basel II are: (i) more risk sensitive, (ii) develop risk measurement and risk management techniques and (iii) align regulatory capital. Risk management has assumed high degree of importance. Of the three types of risks, namely credit, market and operational emphasis is on Credit risk. Deregulation and globalization financial service together with growing sophistication of financial service make banking and risk profiles more complex. Banks in India have to implement BASEL II not later than 31.03.2009. All these developments and fact credit portfolio both on and off balance sheet constitutes substantial composition, there is absolute need for bankers to understand the revised processes and systems that are different from traditional or pre-liberalisation approach to credit function. The book on "Bank Credit Management" encompasses all the developments with adequate lucidity the credit management in Banks. It has captured the latest developments including Recovery Management as well as Micro Credit. Silent Features are - - Not many books available exclusively covering 'Credit Management in Banks.
650			_aCredit _xManagement
650			_aBank loans
942			_2ddc _cBK
999			_c23442 _d23442