TY  - BOOK
AU  - Mikula,Jason
TI  - Banking as a service: opportunities, challenges, and risks of new banking business models 
SN  - 9781398617889
U1  - 332.17 
PY  - 2025///
CY  - New York
PB  - Kogan Page , 
KW  - Banks
KW  - banking
KW  - Technological innovations
KW  - Fintech
N1  - Includes bibliographical references and index; What is "banking-as-a-service," and where did it come from? -- Why do fintechs need banking-as-a-service? -- The house that Durbin built : US fintechs' love affair with interchange -- What's in it for banks? Primarily, a low-cost source of deposits -- BaaS business models : loan origination-to-distribute -- What are the different BaaS operating models? -- What is the difference between banking-as-a-service and embedded finance? -- Banking-as-a-service challenges pose questions about model's sustainability -- US case studies : Synapse, Blue Ridge Bank, Goldman Sachs -- UK/EU case studies : Railsr, Griffin, Solaris -- Latin America case studies : Dock, Pomelo -- Asia-Pacific case studies : Standard Chartered, Nium, Airwallex -- Africa case studies : Ukheshe, Jumo, OnePipe -- Middle East case studies : United Payment, QNB, NymCard -- Where does banking-as-a-service go from here?
ER  -