Introduction Disruption of the Financial Services Industry Singapore as a Fintech Ecosystem Landscape of Fintech Startup Companies Technology and Tools VR, Mobile and Cloud Software Development Tools Data Science and Analysis Data Science and Big Data AI and Machine Learning Overview AI and Machine Learning Techniques Distributed Ledger Blockchain and DLT Blockchain Implementation Examples Cryptocurrencies and Bitcoin Banking and Insurance Applications Digital Payment Systems Asset Servicing—Corp Bk, Trade Fin, Ops, Setmt, Credit Lending and Crowdfunding InsurTech Investment Management Applications Roboadvisory and Asset Allocation Portfolio Management and Risk Analysis Capital Markets, Exchanges and Trading Regulation and Governance Applications Regulation: RegTech Cybersecurity and Cybercrime AML, Fraud Risk, Enterprise Risk, KYC Non-finance Applications HealthTech ConsumerTech Implications of Fintech Legal Implication of Fintech HR Implications of Fintech—People, Jobs, Skills, Locations